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RETIREMENT PLANNING  

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FEDERAL EMPLOYEE'S
CSRS / FERS RETIREMENT COSTS

Federal Employee Practical Issues, Planning & Guidance

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 Retirement
Costs Analysis
 


Now is the time to pull together all of your receipts, pay statements, loans and bank account information. There are many things to consider and the sample spreadsheet included on this page will help you see the value of completing this form. Click here for a copy of the Microsoft Excel analysis spreadsheet. You can save the spreadsheet to your local computer hard drive and work on it off line.

This spreadsheet shows approximately what you will have left over after you pay all of your bills before and after you retire. The last column represents what your survivor will have remaining from their reduced annuity after you die. This exercise provides an opportunity for you to review and make changes to increase you retirement income.

 

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